The Microsoft 365 Family plan costs $9.99 per month (or $99.99 per year) and allows up to six total people in your family to use Office across every platform they use. Microsoft 365 Personal costs $6.99 per month (or $69.99 per year) and lets one person use Office on all their devices. Meanwhile, Microsoft 365 includes all these apps in each plan.

However, this doesn't make much sense when you can get Home & Student for just $10 more. Instead of these packages, you can also buy individual apps (such as Word or Excel) for $139.99 each. No matter which one you chose, they are licensed for one Windows PC or Mac only: Home users have three available versions of Office 2019 to choose from.